What We Do

Our Dynamic Retirement Planning Works For You

The foundation of our services is our four-step retirement planning process. Whether you plan to retire in the next few years or have already retired, our approach isn’t a passive “set-it-and-forget-it” plan. Change is your principal constant, and you need a dynamic solution that keeps pace with the accelerating rate of change that impacts every phase of your financial life.

Working together, we’ll address the concerns that keep you awake at night and track your progress toward a comfortable, secure retirement.

Our goal is to make your retirement years as fulfilling and worry-free as possible with a plan tailored just for you.

An Easy Four-Step Process for Planning Your Retirement

Have you envisioned what life will look like once you retire (or have already retired)? Our four-step process helps you define your retirement goals using proven financial planning, investing, and tax estrategies.

Discovery and Defining Objectives
Build a Financial
Create an Investment Strategy
Regular Retirement Wellness Checkup

Ready to take control of your financial future?

Get a Free Retirement Readiness Checkup

A simple process to assess your probabilities of a successful retirement.

Discovery and Defining Objectives

During our discovery session, we want to learn about you, identify your feelings toward money and establish a clear understanding of what you want to accomplish.  Our job is to encourage you to express your thoughts about retirement and to listen to your priorities.

These may appear to be simple questions, but they often have complicated answers.

  • When do you plan on retiring?
  • What will it cost?
  • When life changes can your plan adapt?

Every individual has a unique story:  Life experiences, health status, investment temperament, time horizon and much more.  Working 1 on 1 with our fiduciary team, we will get to know you and begin to map out a successful retirement strategy.

Build a Financial Plan

Using our proven process, we organize and analyze your entire financial situation so you can visualize everything in one place.

When you can see your entire financial situation, together we can begin to develop Your Financial Plan.  We will consider the 5 critical building blocks of financial planning:

  • Cash Flow / Debt / Emergency Fund
  • Contributions / Savings Rate
  • Current Investments and Risk Profile
  • Tax Strategies
  • Insurance / Protection

Retirement is a journey, not a destination.

Create an Investment Strategy

Once you have created a Plan, it is time to craft Your Custom Investment Portfolio.  As a Fiduciary, we place your interest First!  We will ensure that you have:

  • Appropriate diversification across the various investment categories
  • Adaptability to changing market conditions:  Interest Rates, Inflation and Geopolitical Events
  • Proper account registration
  • Suitable cash flow and liquidity
  • Transparency of All Fees and Costs

Patriot Asset Advisors has a Certified Financial Planner professional on staff that reviews all strategies.

Patriot Asset Advisors utilizes an IRS Enrolled Agent for Tax consulting and strategies.

We have partnered with an attorney that specializes in Estate planning and Probate avoidance.

Your personal Plan and Portfolio are adaptable and sustainable to give you the confidence to retire comfortably knowing you have planned for the unknown that life holds.

Regular Retirement Wellness Checkup

Developing and implementing a plan is only part of the process.  Being successful requires monitoring your progress and adapting to life events and a changing investment world.  We will remain highly engaged with you throughout your retirement journey and make any needed changes. It is important to:

  • Discuss any recent changes in your life.
  • Review your priorities.
  • Measure your progress toward your goals.

We recommend an annual meeting with additional sessions upon request.