Our Fiduciary Responsibility
Legally bound to act in your best interest — always
A fiduciary financial advisor is a financial expert who manages a client’s assets while acting in the client’s best interests. Fiduciaries are legally required to act with honesty and integrity — and to put your interest before their own.
We apply this fiduciary process with you.
What is your retirement dream?
As your fiduciary, we must:
- Provide prudent and loyal advice
- Avoid misleading statements about fees, conflicts of interest, and investments
- Follow policies and procedures that ensure our advice is in your best interest
- Provide all relevant facts and information
- Always act in good faith
Define your goal — do your assets match it?
- Establish sustainable cash flow
- Develop or improve your tax strategy
- Reduce the financial risk and cost of future health issues
- Address estate planning needs and probate avoidance
How we start your retirement plan
With strict prudence, honesty, and integrity, we design and plan your:
- Retirement
- Investments
- Cash flow
- Financial management
- Insurance strategy against loss
- Health and long-term care costs
- Estate plan and probate avoidance
Frequently Asked Questions
What does it mean that Patriot Asset Advisors is a fiduciary?
As a fiduciary, we are legally and ethically obligated to act in your best interest at all times, ahead of our own. Every recommendation is made with your goals first.
How is a fiduciary different from a broker held to a suitability standard?
A suitability standard only requires that a product be suitable, even if a cheaper or better option exists. A fiduciary must recommend what is best for you — and disclose any conflicts of interest.
Is Patriot Asset Advisors a Registered Investment Advisor?
Yes. We are a Registered Investment Advisor (RIA), which means we are held to the fiduciary standard under securities regulations.
How are fee-based fiduciary advisors paid?
Our compensation comes primarily from transparent advisory fees rather than commissions on the products we recommend, which reduces conflicts of interest.
Where can I review your regulatory disclosures?
Our Form ADV Part 2A and 2B brochures and our privacy policy are linked in the footer of every page and detail our services, fees, and any conflicts of interest.
Do I need a large portfolio to work with a fiduciary?
No. We work with retirees and pre-retirees across a range of situations, and the fiduciary standard applies to every client relationship regardless of account size.
Ready to work with a true fiduciary?
Talk with a fee-based, veteran-owned advisor in Central Ohio — no obligation, no commissions.