Build My Plan
During our discovery session, we want to learn about you, identify your feelings toward money and establish a clear understanding of what you want to accomplish. Our job is to encourage you to express your thoughts about retirement and to listen to your priorities.
These may appear to be simple questions, but they often have complicated answers.
- When do you plan on retiring?
- What will it cost?
- When life changes can your plan adapt?
Every individual has a unique story: Life experiences, health status, investment temperament, time horizon and much more. Working 1 on 1 with our fiduciary team, we will get to know you and begin to map out a successful retirement strategy.
Using our proven process, we organize and analyze your entire financial situation so you can visualize everything in one place.
When you can see your entire financial situation, together we can begin to develop Your Financial Plan. We will consider the 5 critical building blocks of financial planning:
- Cash Flow / Debt / Emergency Fund
- Contributions / Savings Rate
- Current Investments and Risk Profile
- Tax Strategies
- Insurance / Protection
Retirement is a journey, not a destination.
Once you have created a Plan, it is time to craft Your Custom Investment Portfolio. As a Fiduciary, we place your interest First! We will ensure that you have:
- Appropriate diversification across the various investment categories
- Adaptability to changing market conditions: Interest Rates, Inflation and Geopolitical Events
- Proper account registration
- Suitable cash flow and liquidity
- Transparency of All Fees and Costs
Patriot Asset Advisors has a Certified Financial Planner® professional on staff that reviews all strategies.
Patriot Asset Advisors utilizes an IRS Enrolled Agent for Tax consulting and strategies.
We have partnered with an attorney that specializes in Estate planning and Probate avoidance.
Your personal Plan and Portfolio are adaptable and sustainable to give you the confidence to retire comfortably knowing you have planned for the unknown that life holds.
Developing and implementing a plan is only part of the process. Being successful requires monitoring your progress and adapting to life events and a changing investment world. We will remain highly engaged with you throughout your retirement journey and make any needed changes. It is important to:
- Discuss any recent changes in your life.
- Review your priorities.
- Measure your progress toward your goals.
We recommend an annual meeting with additional sessions upon request.
